Launching Soon in India

A Smarter Way to
Track Your EMIs

Track, manage, and stay in control of all your loans and EMIs across banks and lenders — in one simple, calm, and trustworthy interface.

The Problem

The real problem isn't debt —
it's lack of visibility

Users have multiple loans spread across institutions, with no single place to see what they owe, when to pay, and how they're progressing.

No Consolidated View

Home loans, personal loans, credit cards, BNPL — all scattered across banks with no unified dashboard.

Missed EMIs & Penalties

Missed payments lead to penalties, late fees, and credit score damage — simply because of poor tracking.

Financial Stress

Uncertainty about total obligations creates anxiety. The stress comes from not knowing, not from the debt itself.

Existing Apps Fall Short

Bank-specific apps, overly complex tools, or aggressive lending platforms — none prioritize your clarity.

MVP Features

Everything you need to
stay in control

Intentionally simple. Laser focused. Built for clarity — not upsells.

Add Loans Manually

Quickly add any loan — bank name, amount, EMI, tenure. No login, no linking required to start.

Auto-Fetch via AA

Connect securely via Account Aggregator to auto-import your loans. Phase-wise rollout for maximum reliability. (upcoming version)

EMI Calendar & Reminders

Never miss a due date. Visual calendar with smart reminders before each EMI is due.

Repayment Progress

Track how far you've come. Visual progress bars show exactly where each loan stands.

Monthly Summary

Total EMI obligation at a glance. Know exactly how much goes out each month across all loans.

Clean Dashboard

Active loans, upcoming EMIs, remaining outstanding — all on one calm, intuitive dashboard.

Dashboard Preview

Your finances at a
single glance

A calm, intuitive dashboard that shows everything you need — nothing you don't.

Total Outstanding
₹41.5L
Monthly EMI
₹38,200
Active Loans
4
Next Due Date
5 Mar
Total Debt

₹ 41.5L

Home (65%)
Edu (20%)
Car (10%)
Personal (5%)
How It Works

Get started in
3 simple steps

No complicated setup. No bank logins needed. Start tracking in under 2 minutes.

1

Add Your Loans

Enter your loans manually or connect via Account Aggregator to auto-fetch them securely.

2

See the Full Picture

Your consolidated dashboard shows active loans, upcoming EMIs, and total outstanding in one view.

3

Stay in Control

Get reminders, track repayment progress, and reduce financial stress — automatically.

Why DebTrack

Visibility before
velocity

We solve the real, everyday problem first — showing you what you owe — before anything else.

1

Real Problem, Everyday Pain

Millions of Indians juggle multiple EMIs with zero consolidated view. We fix that first.

2

Simple MVP, Fast Execution

Intentionally lean. Ship fast, learn fast, iterate fast. No feature bloat in v1.

3

India-Ready Architecture

Built on the Account Aggregator ecosystem. Positioned for the future of open finance in India.

4

Lending Foundation

Strong user trust today becomes the foundation for lending products tomorrow.

4.8Cr+
Indians with 2+ active loans
and no unified tracking tool
Home Loans Credit Cards Personal Loans BNPL Auto Loans Education Loans
Our Promise

No Nonsense. Just Clarity.

DebTrack MVP is designed with one goal — helping you understand your debt. No hidden agendas.

No Lending No Credit Score Selling No Upsell Pressure No Data Selling
Early Access

Ready to take control
of your finances?

Join the waitlist and be among the first to experience DebTrack when we launch.